Federal Reserve survey puts median United States family net worth at $215,900

25 October 2026

The Federal Reserve Board has released the results of the 2025 Survey of Consumer Finances, a survey of American families' assets, debts, income and banking.
The survey has been conducted every three years since 1989 and is carried out for the Board by NORC at the University of Chicago, using randomly selected participants from 119 geographic areas.
Adjusted for inflation, median family income rose 7 per cent to $82,200 while mean income fell 6 per cent to $145,200.
Median net worth rose 2 per cent to $215,900 and mean net worth rose 7 per cent to $1.24 million.
The homeownership rate was 66 per cent and stock market participation fell from 58 per cent to 56 per cent, while median holdings among stockholders rose 36 per cent to $77,400.
The share of families whose debt payments exceed 40 per cent of income rose from 6.5 per cent to 8.6 per cent, and the summary report is titled Changes in U.S. Family Finances from 2022 to 2025.