State Focus 9 of 11
State Focus Nagaland Banking Economy & Banking Schemes & Welfare

Financial Inclusion Saturation Campaign launched at Thonoknyu village in Nagaland

The Financial Inclusion (FI) Saturation Campaign, towards a 'Financially Inclusive and Empowered Nagaland', was launched at the Thonoknyu Village Church Guest House on 21 October 2026. SDO (Civil) Thonoknyu Tsiatsusie Phoji stressed financial literacy to bring rural communities into formal banking. Speakers from NABARD, the RBI, a bank branch at Noklak and SBI Noklak covered social enrolments, Aadhaar seeding, credit and insurance support, budgeting and flagship schemes such as PMJDY, PMJJBY, PMSBY and APY. The event was chaired by NRLM District Co-ordinator Tainyu, and the Lead District Manager, Noklak, Tenuakum, spoke on cybercrime awareness.

Launched: 21 October 2026 Venue: Thonoknyu Village Church Guest House
Why it matters for exams: Financial inclusion schemes such as PMJDY, PMJJBY, PMSBY and APY are core banking-awareness and economy questions.
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In plain words

PMJDY Pradhan Mantri Jan Dhan Yojana — The national mission for basic bank accounts for every household.

PMJJBY Pradhan Mantri Jeevan Jyoti Bima Yojana — A low-premium life insurance scheme for bank account holders.

PMSBY Pradhan Mantri Suraksha Bima Yojana — A low-premium accident insurance scheme for bank account holders.

APY Atal Pension Yojana — A pension scheme mainly for workers in the unorganised sector.

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