Ayushman Bharat PM-JAY gives health assurance of up to Rs.5 lakh per family per year with no cap on family size
Background
The Ministry of Health and Family Welfare records that Ayushman Bharat Pradhan Mantri Jan Arogya Yojana was launched on 23rd September 2018.
It is described as the world's largest Government funded health assurance scheme.
The scheme provides health assurance of up to Rs.5 Lakh per family per year for secondary and tertiary healthcare hospitalizations.
It is a completely cashless and paperless scheme, and the benefits are portable across the country.
There is no cap on family size, or age or gender.
The beneficiary families were identified from the Socio Economic Caste Census of 2011 on the basis of select deprivation and occupational criteria across rural and urban areas.
Households without shelter and legally released bonded labour are among the categories automatically included.
In plain words
SECC Socio Economic Caste Census — The 2011 survey whose deprivation and occupational criteria were used to pick PM-JAY beneficiary families.
Tertiary care Tertiary healthcare — Specialised hospital care usually needing advanced facilities and specialists.