Malaysia readies MediAsas, a standardised basic medical insurance plan, for a 2027 rollout

13 November 2026

Malaysia is preparing MediAsas, a voluntary, standardised basic medical and health insurance/takaful plan, for a nationwide launch in January 2027. It was developed jointly by Bank Negara Malaysia, the Ministry of Health and the Ministry of Finance under the country's RESET healthcare reform strategy. A pilot ran from July to October 2026 with six insurers and ten hospitals in the Klang Valley. The plan covers private hospital treatment with cost-sharing features, carrying indicative premiums of about RM60 to RM550 a month. It aims to make private medical cover more affordable and standardised.