Federal Reserve survey puts median United States family income at 82,200 dollars and median net worth at 215,900 dollars

9 October 2026

The Federal Reserve Board has released the results of the 2025 Survey of Consumer Finances, with a summary report titled Changes in U.S. Family Finances from 2022 to 2025. The survey has been conducted every three years since 1989 and is carried out for the Board by NORC at the University of Chicago using random sampling across 119 geographic areas. Median family income rose 7 per cent to $82,200 while mean family income fell 6 per cent to $145,200. Median net worth rose 2 per cent to $215,900 and mean net worth rose 7 per cent to $1.24 million. The homeownership rate was 66 per cent, roughly unchanged, and the median net housing value for homeowners rose to $230,000 from $218,900. Stock market participation fell from 58 per cent to 56 per cent, but median holdings among stockholders grew 36 per cent from $56,900 to $77,400. The share of families whose debt payments exceed 40 per cent of income rose from 6.5 per cent to 8.6 per cent, the highest since 2013.